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Reaume Benefits Blog Entries Group Health Insurance News and Tips

Free and low cost Health Care for kids in California

Health Families offers California children low cost health insurance.

Healthy Families has become a household name yet many eligible children are not enrolled. Just in Riverside and San Bernardino County alone it is estimated that over 40,000 children are eligible but not enrolled.

Income qualifications are liberal meaning that a modest income stills may qualify your kids for the state run Healthy Families health plan. Benefits include preventative care, prenatal care, doctor visits, vision and dental care, mental health, prescriptions, hospital stays and emergency visits.

It is easy to apply. The cost to enroll a child ranges from $4 -$15 a month. Don’t be concerned about pre-existing conditions as they don’t inquire about the child’s health. Qualifying depends on your family size, income, and age of the child or children.

A few of the things you will need include a copy of your recent pay stub and or your tax return. To prove residency, a copy of your driver’s license, child’s student ID card or utility bill is required. Include a copy of the child’s birth certificate, passport or proof of U.S. citizenship. Non-citizens need send proof of immigration status.

Patrick Reaume, CFP, RHU is a California small group health insurance broker based in Redlands, California. He can be reached at 909-747-0280 or at


Health Insurance For Kids

Health Insurance

Insurance agents have a poor reputation because many fail to keep in touch, showing they care about you and your business. Once you agree to do business Reaume Insurance Solutions, we have an obligation to do everything we can to serve your needs. The following is what you can expect when doing business with us.

Expertise & product knowledge It is our feeling that too many brokers don’t actually understand the products they sell well enough to make a solid recommendation. Simply searching for the lowest cost HMO product is not enough in today’s market.

  • Experience you can depend on: You want a professional on your side to help you understand and choose the right plan.
  • Solutions: There are solutions to increasing costs via new concepts that make sense today and for the future.
  • Educated to help clients: Pat holds Certified Financial Planner and Registered Health Underwriter degrees, and is a past president of the local Health Underwriters Association.
  • HR Binder: This unique resource includes everything you need to manage your benefits. No longer will you search for an application for a new employee or termination request for one that is leaving. Brochures, phone numbers and employee new hire kits are at your fingertips.
  • New Employee quote: Our system allows you to Log-in to get a quote based on your plan options and employer contribution. It provides an employee presentation page and calculates the amount to debit from the employees pay check.
  • Red File: Ever tried to delete an employee only to learn 5 months later the employee was never terminated off your bill? That incomplete task could cost you hundreds of dollars. All addition and termination requests are submitted thru our office, processed and then placed in our Red file for follow up.
  • Keep in touch: We think you need to hear from us regularly. You pay a lot of money for benefits and the last thing you need is a broker that doesn’t care about you and provides no support services to boot.
  • We expect your calls: It is not a burden, but exactly what we want to do to help our clients. Help us earn your business and call on us with any and all questions. Calls are answered or returned within 4 hours and you have Cell phone access.
  • We can help with COBRA, Section 125, additional products and referrals. Our website is a valuable resource. Ask about web access for your plan,

Is your current broker actively looking after your interests and meeting your needs? You do not have to purchase a new policy to do business with us. Simply appoint us as your broker to receive our expertise and services.


Patrick D. Reaume, CFP, RHU
Phone 909-747-0280

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